local authority Land Registry UK HPI

Cumberland house prices

Average sold prices for Cumberland, broken down by property type, buyer status, funding status and property status, from HM Land Registry's UK House Price Index.

Average price

£173,130

Annual change

+6.2%

Homes sold, March 2026

271

England average

£292,095

The average property in Cumberland sold for £173,130 in May 2026, up 6.2% on the year. That is about 41% below the England average of £292,095. 271 homes sold in Cumberland in March 2026, the most recent month HM Land Registry have published transaction counts for.

Price trend

Over the 12 months to May 2026, the average price in Cumberland rose 8%, peaking at £173,130 in May 2026.

£173,130 £160,941

June 2025May 2026

Peak £173,130 in May 2026.

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By property type

Detached homes are the most expensive in Cumberland at £289,036, 204% above flat or maisonette at £95,097. Every type is up on the year.

Average sold price by property type, May 2026.
Property type	Average price	Annual change
Detached	£289,036	+6.1%
Semi-detached	£179,942	+6.7%
Terraced	£142,542	+6.4%
Flat or maisonette	£95,097	+1.7%

By buyer status

First-time buyers in Cumberland paid £46,838 less than people who already owned, a gap of 31%.

Average sold price by buyer status, May 2026.
Buyer	Average price	Annual change
First-time buyer	£153,335	+6.3%
Former owner-occupier	£200,173	+6.1%

By funding status

Cash buyers in Cumberland paid 3% less than those with a mortgage. Cash accounted for 35% of the sales counted in March 2026.

Average sold price by funding status, May 2026. Sales volumes are for March 2026, the most recent month published. Cash and mortgage sales are counted separately and do not necessarily add up to the total above.
Paid with	Average price	Annual change	Sales
Cash	£170,392	+6%	44
Mortgage	£174,863	+6.3%	81

By property status

New builds in Cumberland sold for 46% more than existing homes.

Average sold price by property status, March 2026. Sales volumes are not shown for new builds: they are registered months after completion, so recent counts are incomplete rather than low.
Property status	Average price	Annual change
New build	£245,674	+4.2%
Existing property	£168,134	+2.3%

Month by month

Average sold price and annual change over the last 12 published months. Sales volumes stop two months short because HM Land Registry withhold the most recent counts until more transactions are registered.
Month	Average price	Annual change	Sales
May 2026	£173,130	+6.2%	n/a
April 2026	£172,555	+5%	n/a
March 2026	£171,325	+2.4%	271
February 2026	£170,259	+2.9%	282
January 2026	£171,800	+4.8%	243
December 2025	£172,409	+4.5%	310
November 2025	£172,049	+5.5%	327
October 2025	£167,658	+3.6%	419
September 2025	£166,274	+3.2%	373
August 2025	£165,899	+3.5%	362
July 2025	£165,502	+4.1%	429
June 2025	£160,941	+3.2%	331

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Figures for a local authority are a three-month average rather than a single month's transactions. HM Land Registry revise the most recent twelve months as more sales are registered, so recent figures are provisional.