local authority Land Registry UK HPI

Watford house prices, July 2026

Average sold prices for Watford, broken down by property type, buyer status, funding status and property status, from HM Land Registry's UK House Price Index.

Average price
£404,299
Annual change
-0.7%
Homes sold, May 2026
47
England average
£293,479

The average property in Watford sold for £404,299 in July 2026, down 0.7% on the year. That is about 38% above the England average of £293,479. 47 homes sold in Watford in May 2026, the most recent month HM Land Registry have published transaction counts for.

Price trend

Over the 12 months to July 2026, the average price in Watford fell 1%, peaking at £410,160 in August 2025.

£410,160 £391,432
August 2025July 2026

Peak £410,160 in August 2025.

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By property type

Detached homes are the most expensive in Watford at £932,291, 254% above flat or maisonette at £263,145. Flat or maisonette is the only type where prices fell over the year, down 2.6%.

Average sold price by property type, July 2026.
Property typeAverage priceAnnual change
Detached£932,291-0.5%
Semi-detached£534,461+0.9%
Terraced£430,030+0.7%
Flat or maisonette£263,145-2.6%

By buyer status

First-time buyers in Watford paid £148,373 less than people who already owned, a gap of 42%.

Average sold price by buyer status, July 2026.
BuyerAverage priceAnnual change
First-time buyer£350,934-0.8%
Former owner-occupier£499,307Broadly flat

By funding status

Cash buyers in Watford paid 11% less than those with a mortgage. Cash accounted for 14% of the sales counted in May 2026.

Average sold price by funding status, July 2026. Sales volumes are for May 2026, the most recent month published. Cash and mortgage sales are counted separately and do not necessarily add up to the total above.
Paid withAverage priceAnnual changeSales
Cash£367,883-1.2%3
Mortgage£411,270-0.6%18

By property status

New builds in Watford sold for 24% less than existing homes.

Average sold price by property status, May 2026. Sales volumes are not shown for new builds: they are registered months after completion, so recent counts are incomplete rather than low.
Property statusAverage priceAnnual change
New build£302,490+2.1%
Existing property£396,437+1.7%

Month by month

Average sold price and annual change over the last 12 published months. Sales volumes stop two months short because HM Land Registry withhold the most recent counts until more transactions are registered.
MonthAverage priceAnnual changeSales
July 2026£404,299-0.7%n/a
June 2026£396,171+2.8%n/a
May 2026£393,298+1.7%47
April 2026£392,479+1.7%68
March 2026£391,432-2.8%81
February 2026£397,308-0.5%66
January 2026£395,158-2.4%54
December 2025£394,971-1.9%68
November 2025£394,335-2%97
October 2025£397,441+0.9%91
September 2025£407,202+4.5%86
August 2025£410,160+7%72
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Figures for a local authority are a three-month average rather than a single month's transactions. HM Land Registry revise the most recent twelve months as more sales are registered, so recent figures are provisional.