local authority Land Registry UK HPI

Swale house prices, July 2026

Average sold prices for Swale, broken down by property type, buyer status, funding status and property status, from HM Land Registry's UK House Price Index.

Average price

£298,985

Annual change

+3.2%

Homes sold, May 2026

125

England average

£293,479

The average property in Swale sold for £298,985 in July 2026, up 3.2% on the year. That is about 2% above the England average of £293,479. 125 homes sold in Swale in May 2026, the most recent month HM Land Registry have published transaction counts for.

Price trend

Over the 12 months to July 2026, the average price in Swale rose 1%, peaking at £299,297 in June 2026.

£299,297 £289,093

August 2025July 2026

Peak £299,297 in June 2026.

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By property type

Detached homes are the most expensive in Swale at £476,749, 212% above flat or maisonette at £152,723. Every type is up on the year bar Flat or maisonette, which is broadly flat.

Average sold price by property type, July 2026.
Property type	Average price	Annual change
Detached	£476,749	+2.8%
Semi-detached	£321,049	+4%
Terraced	£256,092	+3.6%
Flat or maisonette	£152,723	Broadly flat

By buyer status

First-time buyers in Swale paid £84,007 less than people who already owned, a gap of 32%.

Average sold price by buyer status, July 2026.
Buyer	Average price	Annual change
First-time buyer	£262,372	+3.4%
Former owner-occupier	£346,379	+3.1%

By funding status

Cash buyers in Swale paid 2% less than those with a mortgage. Cash accounted for 19% of the sales counted in May 2026.

Average sold price by funding status, July 2026. Sales volumes are for May 2026, the most recent month published. Cash and mortgage sales are counted separately and do not necessarily add up to the total above.
Paid with	Average price	Annual change	Sales
Cash	£295,564	+3%	10
Mortgage	£300,069	+3.3%	44

By property status

New builds in Swale sold for 69% more than existing homes.

Average sold price by property status, May 2026. Sales volumes are not shown for new builds: they are registered months after completion, so recent counts are incomplete rather than low.
Property status	Average price	Annual change
New build	£487,880	+7.1%
Existing property	£289,370	+4.5%

Month by month

Average sold price and annual change over the last 12 published months. Sales volumes stop two months short because HM Land Registry withhold the most recent counts until more transactions are registered.
Month	Average price	Annual change	Sales
July 2026	£298,985	+3.2%	n/a
June 2026	£299,297	+4.8%	n/a
May 2026	£297,022	+4.7%	125
April 2026	£291,712	+2.1%	147
March 2026	£289,093	Broadly flat	160
February 2026	£289,236	Broadly flat	127
January 2026	£292,922	+0.6%	128
December 2025	£293,979	Broadly flat	140
November 2025	£292,464	Broadly flat	172
October 2025	£291,306	-0.5%	236
September 2025	£289,827	+0.5%	193
August 2025	£294,872	+3.3%	208

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Areas within and around Swale

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Figures for a local authority are a three-month average rather than a single month's transactions. HM Land Registry revise the most recent twelve months as more sales are registered, so recent figures are provisional.