local authority Land Registry UK HPI

Cotswold house prices, July 2026

Average sold prices for Cotswold, broken down by property type, buyer status, funding status and property status, from HM Land Registry's UK House Price Index.

Average price
£421,125
Annual change
Broadly flat
Homes sold, May 2026
67
England average
£293,479

The average property in Cotswold sold for £421,125 in July 2026, broadly unchanged on the year. That is about 43% above the England average of £293,479. 67 homes sold in Cotswold in May 2026, the most recent month HM Land Registry have published transaction counts for.

Price trend

Over the 12 months to July 2026, the average price in Cotswold fell 3%, peaking at £437,639 in September 2025.

£437,639 £415,318
August 2025July 2026

Peak £437,639 in September 2025.

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By property type

Detached homes are the most expensive in Cotswold at £676,813, 229% above flat or maisonette at £205,792. Flat or maisonette is the only type where prices fell over the year, down 2.1%.

Average sold price by property type, July 2026.
Property typeAverage priceAnnual change
Detached£676,813Broadly flat
Semi-detached£401,462+1.4%
Terraced£342,847+0.8%
Flat or maisonette£205,792-2.1%

By buyer status

First-time buyers in Cotswold paid £179,637 less than people who already owned, a gap of 56%.

Average sold price by buyer status, July 2026.
BuyerAverage priceAnnual change
First-time buyer£320,347+0.7%
Former owner-occupier£499,984Broadly flat

By funding status

Cash buyers in Cotswold paid 5% less than those with a mortgage. Cash accounted for 34% of the sales counted in May 2026.

Average sold price by funding status, July 2026. Sales volumes are for May 2026, the most recent month published. Cash and mortgage sales are counted separately and do not necessarily add up to the total above.
Paid withAverage priceAnnual changeSales
Cash£408,742Broadly flat11
Mortgage£431,876+0.5%21

By property status

New builds in Cotswold sold for 41% more than existing homes.

Average sold price by property status, May 2026. Sales volumes are not shown for new builds: they are registered months after completion, so recent counts are incomplete rather than low.
Property statusAverage priceAnnual change
New build£578,826+8.1%
Existing property£410,878+5.5%

Month by month

Average sold price and annual change over the last 12 published months. Sales volumes stop two months short because HM Land Registry withhold the most recent counts until more transactions are registered.
MonthAverage priceAnnual changeSales
July 2026£421,125Broadly flatn/a
June 2026£415,511+4.1%n/a
May 2026£415,318+5.6%67
April 2026£419,791+6.2%90
March 2026£417,856+2.4%87
February 2026£422,692+2.1%89
January 2026£424,744-1.3%87
December 2025£425,602-4.7%111
November 2025£425,004-9.4%138
October 2025£431,779-8%152
September 2025£437,639-6.1%143
August 2025£435,878-1.3%135
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Figures for a local authority are a three-month average rather than a single month's transactions. HM Land Registry revise the most recent twelve months as more sales are registered, so recent figures are provisional.