local authority Land Registry UK HPI

Chelmsford house prices, July 2026

Average sold prices for Chelmsford, broken down by property type, buyer status, funding status and property status, from HM Land Registry's UK House Price Index.

Average price

£378,080

Annual change

-2.3%

Homes sold, May 2026

140

England average

£293,479

The average property in Chelmsford sold for £378,080 in July 2026, down 2.3% on the year. That is about 29% above the England average of £293,479. 140 homes sold in Chelmsford in May 2026, the most recent month HM Land Registry have published transaction counts for.

Price trend

Over the 12 months to July 2026, the average price in Chelmsford fell 2%, peaking at £386,045 in August 2025.

£386,045 £376,035

August 2025July 2026

Peak £386,045 in August 2025.

Sign in to compare Chelmsford against up to three other areas on this chart, and to see the full series back to 1995. Free account, no credits used.

By property type

Detached homes are the most expensive in Chelmsford at £682,046, 228% above flat or maisonette at £207,861. Every property type is down on the year.

Average sold price by property type, July 2026.
Property type	Average price	Annual change
Detached	£682,046	-2.4%
Semi-detached	£423,913	-0.9%
Terraced	£339,090	-1.5%
Flat or maisonette	£207,861	-4.7%

By buyer status

First-time buyers in Chelmsford paid £174,881 less than people who already owned, a gap of 59%.

Average sold price by buyer status, July 2026.
Buyer	Average price	Annual change
First-time buyer	£298,236	-2.4%
Former owner-occupier	£473,117	-2.1%

By funding status

Cash buyers in Chelmsford paid 5% more than those with a mortgage. Cash accounted for 17% of the sales counted in May 2026.

Average sold price by funding status, July 2026. Sales volumes are for May 2026, the most recent month published. Cash and mortgage sales are counted separately and do not necessarily add up to the total above.
Paid with	Average price	Annual change	Sales
Cash	£391,684	-2.6%	10
Mortgage	£374,734	-2.2%	50

By property status

New builds in Chelmsford sold for 17% less than existing homes.

Average sold price by property status, May 2026. Sales volumes are not shown for new builds: they are registered months after completion, so recent counts are incomplete rather than low.
Property status	Average price	Annual change
New build	£318,092	+2.3%
Existing property	£383,458	Broadly flat

Month by month

Average sold price and annual change over the last 12 published months. Sales volumes stop two months short because HM Land Registry withhold the most recent counts until more transactions are registered.
Month	Average price	Annual change	Sales
July 2026	£378,080	-2.3%	n/a
June 2026	£380,480	-1.9%	n/a
May 2026	£380,419	Broadly flat	140
April 2026	£380,614	Broadly flat	147
March 2026	£376,035	+0.5%	187
February 2026	£380,095	+2.4%	174
January 2026	£379,104	+3.2%	137
December 2025	£383,336	+3.4%	199
November 2025	£380,663	+2.3%	229
October 2025	£381,042	+1.6%	246
September 2025	£381,824	+3.1%	224
August 2025	£386,045	+4.4%	259

Track Chelmsford prices against your own property

Index a property's last sold price forward to today using this area's own HPI series.

Open Price Tracker →

Areas within and around Chelmsford

Part of England house prices.

Local authorities with similar prices

Browse every area

Figures for a local authority are a three-month average rather than a single month's transactions. HM Land Registry revise the most recent twelve months as more sales are registered, so recent figures are provisional.